I think the potential of embedded finance to fund SMEs is underestimated (maybe because in volume it's much lower than payments or consumer lending?).
It could be an opportunity for factoring fintechs that are a bit stuck on a niche at the moment or leasing companies that are used to point-of-sale funding (provided they can totally digitised their processes). Trade finance too maybe.
Exciting topic and fascinating article.
I think the potential of embedded finance to fund SMEs is underestimated (maybe because in volume it's much lower than payments or consumer lending?).
It could be an opportunity for factoring fintechs that are a bit stuck on a niche at the moment or leasing companies that are used to point-of-sale funding (provided they can totally digitised their processes). Trade finance too maybe.